Our vision is simple...

Perfection in the quality of our service and support given to clients and team.

About CCF

CCF Accountancy & Tax is a dedicated team of professional accountants and tax advisers, striving to ensure all clients have the peace of mind that comes from knowing their financials are well looked after.

Working with businesses and private individuals, we aim to achieve perfection in the quality of advice, delivery of service and results achieved by our clients. Every client we work with should find they have saved or made more money than they have paid for our services.

We want to work with enthusiastic businesses who see the value in having a great committed team of professionals guiding them through the financial aspects of their businesses.

At CCF, our entire team is committed to developing close working relationships with our clients. From the moment our clients walk through our doors or pick up the phone to talk to us, we want them to be confident and comfortable that we know who they are, we know the progress of any work we are doing for them and also what we need from them to deliver great results - on time, every time.

Our team works and learns together. The learning never stops. Thoughts are shared and the opinions of every member of the team are listened to and valued. The team helps each other in any way they can and ensures that whenever they see a person struggling, they will seek to find the resource to help them.

A happy team is a productive team and we want to see that everyone can have a fulfilling career with CCF and can achieve the work life balance they want, whilst providing high quality services and advice to our valued client portfolio.

CCF aims to be an integral part of the business and wider community. We share our knowledge with other professionals, to add value and create cross referral opportunities.

CCF is more than just an Accountancy practice. It is a business support hub and an integral part of the local business community.

Our Team

Andy Lock, Director

Andy Lock ICAEW


Specialisms: Tax planning and business development

Other skills: Accounts, personal and corporate tax compliance, management accounts, helping clients grow their businesses

Years experience: 35


Kelly Chadwick CCF Accountancy Operations Director

Kelly Chadwick FCCA


Specialisms: Accountancy and Systems

Other skills: Corporate tax compliance, VAT

Years experience: 25

Kelly enjoys mountain biking and knitting. Outside of work she can often be found chasing after her two small children.


Position: Senior Accountant

Specialism: Accounts production

Other skills: Management accounts, personal and corporate tax compliance, VAT, payroll

Becca is a big foodie. On weekends she can often be found out walking with the dog and family.


Position: Payroll Manager

Specialism: Payroll

Other skills: CIS, bookkeeping, accounts production

Richard is a keen sports fanatic and traveller. He can often be found completing a parkrun or boarding a plane to warmer climes.





Position: VAT Manager & Senior Accounts Assistant

Specialism: Xero training and support

Other skills: Accounts production, management accounts, bookkeeping, payroll

Katie is a keen traveller and foodie. She can often be found in the library or on a far flung beach.


Position: Senior Accountant & Tax Manager

Specialism: Management Accounts

Other skills: Accounts production, corporate and personal tax compliance, payroll, Xero & Quickbooks support

Adam is a sporting hero. On Friday nights he can often be found knocking out shapes on the dance floor.


Position: Bookkeeper

Specialisms: Bookkeeping and payroll

Other skills: Management accounting

Diane enjoys golf and camping. When she is at home, she can often be found decorating or looking after her grandchildren.


Position: Bookkeeper

Specialism: Bookkeeping, VAT

Other skills: Xero, Quickbooks and Sage support

Hannah is a keen dog lover and traveller. She can often be found walking her dogs or travelling to warm climates,



Position: Office Manager

Specialism: Being organised and providing a warm and friendly welcome

Other skills: Communication with clients, keeping the team and clients on top of deadlines and maintaining systems

Melanie loves the great outdoors and enjoys walking in the Dales or curling up with a good book.


Our clients

Clients choosing to work with CCF come from all walks of business life, including business services, manufacturing, retailing, financial services and many more.